Extra Credit begins with a gentle climb and then starts its roller coaster game. It will challenge you with a variety of switchbacks and short but steep climbs. As it is with most of Banner Lakes' trails, Extra Credit packs a lot of trail in a small area but still flows right along.
(The future entrance for Extra Credit will be just a bit to the left of the T-intersection on the right hand side of the road. Currently the entrance is farther down the paved road and just around the bend.)